| Weiss Ratings |
First State Bank
Irvington, KY |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
First State Bank
Irvington, KY |
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| FDIC Number | 12149 | |||
| Phone Number | (270) 547-2271 | |||
| Website | firststatebankky.com | |||
| Asset Quality |
First State Bank
Irvington, KY |
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| 1-Year Asset Growth | 9.66% | |||
| 5-Year Asset Growth | 12.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 4.90% | |||
| Non-Performing Loans to Loans | 1.12% | |||
| Balance Sheet |
First State Bank
Irvington, KY |
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| Total Assets | 366.58M | |||
| Total Deposits | 315.02M | |||
| Capital and Reserves |
First State Bank
Irvington, KY |
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| Capital | 38.94M | |||
| Leverage Ratio | 11.99 | |||
| Loan Loss Reserves to Loans | 0.24% | |||
| Risk-Based Capital Ratio | 16.04 | |||
| Liquidity |
First State Bank
Irvington, KY |
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| Hot Money Ratio | 14.60% | |||
| Liquidity Ratio | 12.11% | |||
| Profitability |
First State Bank
Irvington, KY |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 6.68M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 2.44% | |||
| Overhead Efficiency Ratio | 46.07% | |||
| Return on Assets | 1.86% | |||
| Return on Equity | 18.96% | |||