| Weiss Ratings |
First State Bank
Irvington, KY |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
First State Bank
Irvington, KY |
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| FDIC Number | 12149 | |||
| Phone Number | (270) 547-2271 | |||
| Website | firststatebankky.com | |||
| Asset Quality |
First State Bank
Irvington, KY |
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| 1-Year Asset Growth | 8.68% | |||
| 5-Year Asset Growth | 12.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 3.95% | |||
| Non-Performing Loans to Loans | 1.17% | |||
| Balance Sheet |
First State Bank
Irvington, KY |
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| Total Assets | 352.16M | |||
| Total Deposits | 301.11M | |||
| Capital and Reserves |
First State Bank
Irvington, KY |
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| Capital | 37.28M | |||
| Leverage Ratio | 11.99 | |||
| Loan Loss Reserves to Loans | 0.25% | |||
| Risk-Based Capital Ratio | 16.11 | |||
| Liquidity |
First State Bank
Irvington, KY |
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| Hot Money Ratio | 14.73% | |||
| Liquidity Ratio | 10.79% | |||
| Profitability |
First State Bank
Irvington, KY |
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| 5-Year Return on Average Assets | 1.59% | |||
| Net Income | 5.08M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 2.50% | |||
| Overhead Efficiency Ratio | 45.00% | |||
| Return on Assets | 1.91% | |||
| Return on Equity | 19.75% | |||