B
The Farmers Bank of Milton
MiltonKY
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Farmers Bank of Milton
Milton, KY
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Rating B
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 3.00
Stability Index 5.30
Company Info The Farmers Bank of Milton
Milton, KY
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FDIC Number 12163
Phone Number (502) 268-5256
Website www.fbmilton.com
Asset Quality The Farmers Bank of Milton
Milton, KY
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1-Year Asset Growth -1.24%
5-Year Asset Growth 3.94%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 5.25%
Non-Performing Loans to Loans 1.03%
Balance Sheet The Farmers Bank of Milton
Milton, KY
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Total Assets 309.11M
Total Deposits 253.97M
Capital and Reserves The Farmers Bank of Milton
Milton, KY
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Capital 27.96M
Leverage Ratio 12.26
Loan Loss Reserves to Loans 0.78%
Risk-Based Capital Ratio 19.35
Liquidity The Farmers Bank of Milton
Milton, KY
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Hot Money Ratio 26.16%
Liquidity Ratio 14.22%
Profitability The Farmers Bank of Milton
Milton, KY
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5-Year Return on Average Assets 0.67%
Net Income 1.19M
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 79.21%
Return on Assets 0.49%
Return on Equity 6.11%