| Weiss Ratings |
West Point Bank
Radcliff, KY |
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| Rating | ||||
| Asset Quality Index | 6.20 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 4.70 | |||
| Company Info |
West Point Bank
Radcliff, KY |
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| FDIC Number | 12166 | |||
| Phone Number | (270) 351-1414 | |||
| Website | www.westpointbank.com | |||
| Asset Quality |
West Point Bank
Radcliff, KY |
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| 1-Year Asset Growth | 7.87% | |||
| 5-Year Asset Growth | 16.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 5.74% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
West Point Bank
Radcliff, KY |
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| Total Assets | 541.99M | |||
| Total Deposits | 460.55M | |||
| Capital and Reserves |
West Point Bank
Radcliff, KY |
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| Capital | 36.77M | |||
| Leverage Ratio | 8.16 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Risk-Based Capital Ratio | 11.59 | |||
| Liquidity |
West Point Bank
Radcliff, KY |
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| Hot Money Ratio | 19.81% | |||
| Liquidity Ratio | 14.74% | |||
| Profitability |
West Point Bank
Radcliff, KY |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 3.76M | |||
| Net Interest Spread | 2.80% | |||
| Operating Profit to Average Assets | 1.19% | |||
| Overhead Efficiency Ratio | 57.35% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 14.87% | |||