| Weiss Ratings |
West Point Bank
Radcliff, KY |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 4.50 | |||
| Company Info |
West Point Bank
Radcliff, KY |
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| FDIC Number | 12166 | |||
| Phone Number | (270) 351-1414 | |||
| Website | www.westpointbank.com | |||
| Asset Quality |
West Point Bank
Radcliff, KY |
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| 1-Year Asset Growth | 9.44% | |||
| 5-Year Asset Growth | 16.86% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 2.80% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
West Point Bank
Radcliff, KY |
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| Total Assets | 538.89M | |||
| Total Deposits | 448.24M | |||
| Capital and Reserves |
West Point Bank
Radcliff, KY |
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| Capital | 34.22M | |||
| Leverage Ratio | 7.98 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Risk-Based Capital Ratio | 11.41 | |||
| Liquidity |
West Point Bank
Radcliff, KY |
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| Hot Money Ratio | 20.06% | |||
| Liquidity Ratio | 15.45% | |||
| Profitability |
West Point Bank
Radcliff, KY |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 2.32M | |||
| Net Interest Spread | 2.81% | |||
| Operating Profit to Average Assets | 1.10% | |||
| Overhead Efficiency Ratio | 59.89% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 14.10% | |||