| Weiss Ratings |
West Point Bank
Radcliff, KY |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
West Point Bank
Radcliff, KY |
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| FDIC Number | 12166 | |||
| Phone Number | (270) 351-1414 | |||
| Website | www.westpointbank.com | |||
| Asset Quality |
West Point Bank
Radcliff, KY |
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| 1-Year Asset Growth | 4.03% | |||
| 5-Year Asset Growth | 13.47% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.96% | |||
| Non-Performing Loans to Capital | 9.28% | |||
| Non-Performing Loans to Loans | 1.21% | |||
| Balance Sheet |
West Point Bank
Radcliff, KY |
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| Total Assets | 560.61M | |||
| Total Deposits | 475.65M | |||
| Capital and Reserves |
West Point Bank
Radcliff, KY |
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| Capital | 41.54M | |||
| Leverage Ratio | 8.55 | |||
| Loan Loss Reserves to Loans | 0.51% | |||
| Risk-Based Capital Ratio | 12.30 | |||
| Liquidity |
West Point Bank
Radcliff, KY |
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| Hot Money Ratio | 17.85% | |||
| Liquidity Ratio | 15.58% | |||
| Profitability |
West Point Bank
Radcliff, KY |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 3.03M | |||
| Net Interest Spread | 3.09% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 54.99% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 15.16% | |||