C
Wellington State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 3.30
Capitalization Index 8.20
Liquidity Index 3.10
Profitability Index 3.60
Stability Index 4.90
Company Info Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 1219
Phone Number (806) 447-2551
Website www.wellingtonsb.bank/
Asset Quality Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 7.68%
5-Year Asset Growth 6.45%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 3.26%
Non-Performing Loans to Capital 31.75%
Non-Performing Loans to Loans 6.07%
Balance Sheet Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 633.87M
Total Deposits 575.16M
Capital and Reserves Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 48.68M
Leverage Ratio 9.78
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio 15.76
Liquidity Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 25.87%
Liquidity Ratio 16.42%
Profitability Wellington State Bank
Wellington, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.69%
Net Income 3.87M
Net Interest Spread 3.59%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 74.60%
Return on Assets 0.84%
Return on Equity 12.21%