C
Merchants & Marine Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants & Marine Bank
Pascagoula, MS
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Rating C
Asset Quality Index 5.10
Capitalization Index 8.60
Liquidity Index 4.60
Profitability Index 1.90
Stability Index 6.00
Company Info Merchants & Marine Bank
Pascagoula, MS
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FDIC Number 12203
Phone Number (228) 769-3890
Website www.mandmbank.com
Asset Quality Merchants & Marine Bank
Pascagoula, MS
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1-Year Asset Growth 30.76%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.82%
Non-Performing Loans to Capital 7.34%
Non-Performing Loans to Loans 1.59%
Balance Sheet Merchants & Marine Bank
Pascagoula, MS
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Total Assets 947.47M
Total Deposits 637.26M
Capital and Reserves Merchants & Marine Bank
Pascagoula, MS
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Capital 95.35M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 17.84
Liquidity Merchants & Marine Bank
Pascagoula, MS
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Hot Money Ratio 4.76%
Liquidity Ratio 16.00%
Profitability Merchants & Marine Bank
Pascagoula, MS
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5-Year Return on Average Assets 0.63%
Net Income 3.00M
Net Interest Spread 4.93%
Operating Profit to Average Assets 0.54%
Overhead Efficiency Ratio 87.87%
Return on Assets 0.47%
Return on Equity 4.30%