C
Merchants & Marine Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants & Marine Bank
Pascagoula, MS
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Rating C
Asset Quality Index 6.50
Capitalization Index 9.80
Liquidity Index 3.10
Profitability Index 1.70
Stability Index 6.00
Company Info Merchants & Marine Bank
Pascagoula, MS
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FDIC Number 12203
Phone Number (228) 769-3890
Website www.mandmbank.com
Asset Quality Merchants & Marine Bank
Pascagoula, MS
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1-Year Asset Growth 21.99%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.03%
Non-Performing Loans to Loans 0.42%
Balance Sheet Merchants & Marine Bank
Pascagoula, MS
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Total Assets 948.35M
Total Deposits 642.15M
Capital and Reserves Merchants & Marine Bank
Pascagoula, MS
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Capital 92.13M
Leverage Ratio 10.88
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 17.66
Liquidity Merchants & Marine Bank
Pascagoula, MS
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Hot Money Ratio 4.68%
Liquidity Ratio 16.65%
Profitability Merchants & Marine Bank
Pascagoula, MS
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5-Year Return on Average Assets 0.63%
Net Income 1.58M
Net Interest Spread 5.21%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 89.70%
Return on Assets 0.39%
Return on Equity 3.39%