B
Merchants & Marine Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants & Marine Bank
Pascagoula, MS
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Rating B
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 3.90
Stability Index 7.50
Company Info Merchants & Marine Bank
Pascagoula, MS
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FDIC Number 12203
Phone Number (228) 769-3890
Website www.mandmbank.com
Asset Quality Merchants & Marine Bank
Pascagoula, MS
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1-Year Asset Growth 8.40%
5-Year Asset Growth 4.80%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.74%
Non-Performing Loans to Loans 0.59%
Balance Sheet Merchants & Marine Bank
Pascagoula, MS
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Total Assets 729.62M
Total Deposits 621.06M
Capital and Reserves Merchants & Marine Bank
Pascagoula, MS
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Capital 93.51M
Leverage Ratio 13.14
Loan Loss Reserves to Loans 1.35%
Risk-Based Capital Ratio 17.08
Liquidity Merchants & Marine Bank
Pascagoula, MS
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Hot Money Ratio 4.39%
Liquidity Ratio 20.71%
Profitability Merchants & Marine Bank
Pascagoula, MS
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5-Year Return on Average Assets 0.63%
Net Income 821.00K
Net Interest Spread 5.58%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 91.15%
Return on Assets 0.45%
Return on Equity 3.53%