C
Merchants & Marine Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants & Marine Bank
Pascagoula, MS
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Rating C
Asset Quality Index 5.10
Capitalization Index 8.70
Liquidity Index 4.70
Profitability Index 2.00
Stability Index 5.90
Company Info Merchants & Marine Bank
Pascagoula, MS
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FDIC Number 12203
Phone Number (228) 769-3890
Website mandmbank.com
Asset Quality Merchants & Marine Bank
Pascagoula, MS
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1-Year Asset Growth 31.45%
5-Year Asset Growth 9.07%
5-Year Charge-Offs to Average Loans 0.22%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.84%
Non-Performing Loans to Capital 7.79%
Non-Performing Loans to Loans 1.75%
Balance Sheet Merchants & Marine Bank
Pascagoula, MS
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Total Assets 940.07M
Total Deposits 631.04M
Capital and Reserves Merchants & Marine Bank
Pascagoula, MS
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Capital 97.90M
Leverage Ratio 10.16
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 18.87
Liquidity Merchants & Marine Bank
Pascagoula, MS
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Hot Money Ratio 4.46%
Liquidity Ratio 18.05%
Profitability Merchants & Marine Bank
Pascagoula, MS
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5-Year Return on Average Assets 0.63%
Net Income 4.46M
Net Interest Spread 4.79%
Operating Profit to Average Assets 0.59%
Overhead Efficiency Ratio 87.44%
Return on Assets 0.51%
Return on Equity 4.74%