D
The Citizens Bank of Philadelphia
Rating Date
June 2025
Risk Based
Capital Ratio
12.80
Leverage
Ratio
8.16
Return On
Assets
0.55%
Total
Assets
1.59B
Capital
64.83M
Total
Deposits
1.23B
Net
Income
2.11M
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Weiss Ratings The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Rating D
Asset Quality Index 6.90
Capitalization Index 3.70
Liquidity Index 3.00
Profitability Index 0.50
Stability Index 4.10
Company Info The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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FDIC Number 12204
Phone Number (601) 656-4692
Website www.thecitizensbankphila.com
Asset Quality The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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1-Year Asset Growth 7.76%
5-Year Asset Growth 4.61%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 3.17%
Non-Performing Loans to Loans 0.75%
Balance Sheet The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Total Assets 1.59B
Total Deposits 1.23B
Capital and Reserves The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Capital 64.83M
Leverage Ratio 8.16
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 12.80
Liquidity The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Hot Money Ratio 13.49%
Liquidity Ratio 16.24%
Profitability The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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5-Year Return on Average Assets 0.52%
Net Income 2.11M
Net Interest Spread 2.99%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 75.76%
Return on Assets 0.55%
Return on Equity 13.25%