C
The Citizens Bank of Philadelphia
Rating Date
March 2026
Risk Based
Capital Ratio
13.06
Leverage
Ratio
8.45
Return On
Assets
0.60%
Total
Assets
1.51B
Capital
74.87M
Total
Deposits
1.34B
Net
Income
9.18M
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Weiss Ratings The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Rating C
Asset Quality Index 6.80
Capitalization Index 5.20
Liquidity Index 3.50
Profitability Index 3.00
Stability Index 4.10
Company Info The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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FDIC Number 12204
Phone Number (601) 656-4692
Website www.thecitizensbankphila.com
Asset Quality The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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1-Year Asset Growth 2.82%
5-Year Asset Growth 0.86%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.41%
Non-Performing Loans to Loans 0.66%
Balance Sheet The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Total Assets 1.51B
Total Deposits 1.34B
Capital and Reserves The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Capital 74.87M
Leverage Ratio 8.45
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 13.06
Liquidity The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Hot Money Ratio 12.90%
Liquidity Ratio 23.71%
Profitability The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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5-Year Return on Average Assets 0.52%
Net Income 9.18M
Net Interest Spread 3.17%
Operating Profit to Average Assets 0.71%
Overhead Efficiency Ratio 76.05%
Return on Assets 0.60%
Return on Equity 13.62%