C
The Citizens Bank of Philadelphia
Rating Date
August 2026
Risk Based
Capital Ratio
13.36
Leverage
Ratio
9.11
Return On
Assets
0.80%
Total
Assets
1.56B
Capital
86.85M
Total
Deposits
1.32B
Net
Income
6.13M
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Weiss Ratings The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 5.80
Liquidity Index 3.10
Profitability Index 3.70
Stability Index 3.80
Company Info The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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FDIC Number 12204
Phone Number (601) 656-4692
Website www.thecitizensbankphila.com
Asset Quality The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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1-Year Asset Growth -5.16%
5-Year Asset Growth 0.86%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 0.67%
Balance Sheet The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Total Assets 1.56B
Total Deposits 1.32B
Capital and Reserves The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Capital 86.85M
Leverage Ratio 9.11
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio 13.36
Liquidity The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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Hot Money Ratio 13.77%
Liquidity Ratio 21.95%
Profitability The Citizens Bank of Philadelphia
Philadelphia, MS 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 6.13M
Net Interest Spread 3.39%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 71.08%
Return on Assets 0.80%
Return on Equity 15.21%