| Weiss Ratings |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 6.70 | |||
| Company Info |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 12207 | |||
| Phone Number | (662) 283-3231 | |||
| Website | www.bankofwinona.com | |||
| Asset Quality |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.17% | |||
| 5-Year Asset Growth | 0.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.49% | |||
| Non-Performing Loans to Capital | 3.28% | |||
| Non-Performing Loans to Loans | 1.44% | |||
| Balance Sheet |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 139.01M | |||
| Total Deposits | 116.12M | |||
| Capital and Reserves |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 16.77M | |||
| Leverage Ratio | 13.04 | |||
| Loan Loss Reserves to Loans | 1.84% | |||
| Risk-Based Capital Ratio | 34.29 | |||
| Liquidity |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.63% | |||
| Liquidity Ratio | 42.72% | |||
| Profitability |
Bank of Winona
Winona, MS |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 566.00K | |||
| Net Interest Spread | 3.32% | |||
| Operating Profit to Average Assets | 0.39% | |||
| Overhead Efficiency Ratio | 85.14% | |||
| Return on Assets | 0.39% | |||
| Return on Equity | 3.54% | |||