| Weiss Ratings |
Bank of Winona
Winona, MS |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.10 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 6.60 | |||
| Company Info |
Bank of Winona
Winona, MS |
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| FDIC Number | 12207 | |||
| Phone Number | (662) 283-3231 | |||
| Website | www.bankofwinona.com | |||
| Asset Quality |
Bank of Winona
Winona, MS |
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| 1-Year Asset Growth | 2.23% | |||
| 5-Year Asset Growth | 0.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 3.27% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
Bank of Winona
Winona, MS |
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| Total Assets | 142.72M | |||
| Total Deposits | 119.64M | |||
| Capital and Reserves |
Bank of Winona
Winona, MS |
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| Capital | 16.93M | |||
| Leverage Ratio | 13.12 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Risk-Based Capital Ratio | 35.45 | |||
| Liquidity |
Bank of Winona
Winona, MS |
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| Hot Money Ratio | 17.44% | |||
| Liquidity Ratio | 46.69% | |||
| Profitability |
Bank of Winona
Winona, MS |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 842.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | 1.14% | |||
| Overhead Efficiency Ratio | 64.59% | |||
| Return on Assets | 1.14% | |||
| Return on Equity | 10.17% | |||