First Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Weak (2.9) profitability. Good current capitalization (5.7 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 9.2.
Other Rating Factors:
A current level of 3.0 percent of nonperforming loans to core capital combined with 3.8 percent from a year earlier contributes to the Excellent asset quality (7.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.1 on a scale of 0 to 10).
Asset Mix:
Securities (28%), comm re (22%), comm loans (12%), home mtgs (12%), home eq lns (6%), cash (4%), consumer loans (0%), other (16%)
States with Branches:
CA, IL, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FB Corporation
Investment Rating
--
Address
11901 Olive Boulevard
Creve Coeur, MO 63141
Creve Coeur, MO 63141
Phone Number
(314) 995-8700
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.