B
Bank of Monticello
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Monticello
Monticello, MO
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Rating B
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 8.40
Stability Index 7.60
Company Info Bank of Monticello
Monticello, MO
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FDIC Number 12232
Phone Number (573) 767-5264
Website www.bankofmonticello.com/
Asset Quality Bank of Monticello
Monticello, MO
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1-Year Asset Growth 12.04%
5-Year Asset Growth 5.65%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 1.42%
Non-Performing Loans to Capital 10.80%
Non-Performing Loans to Loans 2.49%
Balance Sheet Bank of Monticello
Monticello, MO
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Total Assets 167.55M
Total Deposits 148.38M
Capital and Reserves Bank of Monticello
Monticello, MO
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Capital 17.01M
Leverage Ratio 12.28
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity Bank of Monticello
Monticello, MO
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Hot Money Ratio 19.78%
Liquidity Ratio 26.39%
Profitability Bank of Monticello
Monticello, MO
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5-Year Return on Average Assets 1.71%
Net Income 3.18M
Net Interest Spread 4.21%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 49.95%
Return on Assets 2.07%
Return on Equity 21.16%