B
Bank of Monticello
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
11.95
Return On
Assets
2.20%
Total
Assets
159.03M
Capital
16.73M
Total
Deposits
140.45M
Net
Income
1.78M
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Weiss Ratings Bank of Monticello
Monticello, MO 		Click to
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Rating B
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 8.50
Stability Index 8.20
Company Info Bank of Monticello
Monticello, MO 		Click to
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FDIC Number 12232
Phone Number (573) 767-5264
Website www.bankofmonticello.com/
Asset Quality Bank of Monticello
Monticello, MO 		Click to
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1-Year Asset Growth 4.54%
5-Year Asset Growth 5.65%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.60%
Non-Performing Loans to Capital 12.52%
Non-Performing Loans to Loans 2.48%
Balance Sheet Bank of Monticello
Monticello, MO 		Click to
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Total Assets 159.03M
Total Deposits 140.45M
Capital and Reserves Bank of Monticello
Monticello, MO 		Click to
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Capital 16.73M
Leverage Ratio 11.95
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Bank of Monticello
Monticello, MO 		Click to
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Hot Money Ratio 20.76%
Liquidity Ratio 17.04%
Profitability Bank of Monticello
Monticello, MO 		Click to
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5-Year Return on Average Assets 1.78%
Net Income 1.78M
Net Interest Spread 4.21%
Operating Profit to Average Assets 2.20%
Overhead Efficiency Ratio 46.22%
Return on Assets 2.20%
Return on Equity 21.70%