B
Bank of Monticello
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Monticello
Monticello, MO
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Rating B
Asset Quality Index 4.70
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 8.90
Stability Index 8.20
Company Info Bank of Monticello
Monticello, MO
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FDIC Number 12232
Phone Number (573) 767-5264
Website www.bankofmonticello.com/
Asset Quality Bank of Monticello
Monticello, MO
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1-Year Asset Growth 5.49%
5-Year Asset Growth 5.02%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.08%
Non-Performing Assets to Assets 1.53%
Non-Performing Loans to Capital 11.47%
Non-Performing Loans to Loans 2.38%
Balance Sheet Bank of Monticello
Monticello, MO
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Total Assets 150.34M
Total Deposits 132.59M
Capital and Reserves Bank of Monticello
Monticello, MO
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Capital 16.04M
Leverage Ratio 12.23
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity Bank of Monticello
Monticello, MO
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Hot Money Ratio 23.12%
Liquidity Ratio 16.92%
Profitability Bank of Monticello
Monticello, MO
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5-Year Return on Average Assets 1.71%
Net Income 2.49M
Net Interest Spread 4.16%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 46.90%
Return on Assets 2.18%
Return on Equity 22.87%