A
First State Bank
FarnamNE
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Farnam, NE
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Rating A
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 4.40
Profitability Index 5.30
Stability Index 9.10
Company Info First State Bank
Farnam, NE
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FDIC Number 12244
Phone Number (308) 569-2311
Website www.1stStateBank4me.com
Asset Quality First State Bank
Farnam, NE
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1-Year Asset Growth 8.55%
5-Year Asset Growth 5.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.54%
Non-Performing Loans to Loans 0.49%
Balance Sheet First State Bank
Farnam, NE
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Total Assets 185.54M
Total Deposits 105.91M
Capital and Reserves First State Bank
Farnam, NE
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Capital 22.99M
Leverage Ratio 12.72
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity First State Bank
Farnam, NE
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Hot Money Ratio 32.47%
Liquidity Ratio 19.57%
Profitability First State Bank
Farnam, NE
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5-Year Return on Average Assets 1.70%
Net Income 1.27M
Net Interest Spread 2.83%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 62.58%
Return on Assets 1.36%
Return on Equity 11.47%