A
First State Bank
Farnam,  NE
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Farnam, NE
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Rating A
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 6.10
Stability Index 8.60
Company Info First State Bank
Farnam, NE
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FDIC Number 12244
Phone Number (308) 569-2311
Website www.1stStateBank4me.com
Asset Quality First State Bank
Farnam, NE
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1-Year Asset Growth 7.53%
5-Year Asset Growth 8.34%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.15%
Non-Performing Loans to Capital 1.31%
Non-Performing Loans to Loans 0.30%
Balance Sheet First State Bank
Farnam, NE
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Total Assets 199.51M
Total Deposits 121.33M
Capital and Reserves First State Bank
Farnam, NE
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Capital 23.62M
Leverage Ratio 11.94
Loan Loss Reserves to Loans 1.59%
Risk-Based Capital Ratio --
Liquidity First State Bank
Farnam, NE
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Hot Money Ratio 34.08%
Liquidity Ratio 24.98%
Profitability First State Bank
Farnam, NE
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5-Year Return on Average Assets 1.58%
Net Income 1.65M
Net Interest Spread 3.11%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 56.65%
Return on Assets 1.64%
Return on Equity 13.67%