D
Farmers & Merchants Bank of Long Beach
Rating Date
October 2025
Risk Based
Capital Ratio
19.65
Leverage
Ratio
12.15
Return On
Assets
0.57%
Total
Assets
11.62B
Capital
1.40B
Total
Deposits
8.87B
Net
Income
48.82M
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Weiss Ratings Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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Rating D
Asset Quality Index 6.30
Capitalization Index 9.10
Liquidity Index 0.40
Profitability Index 3.40
Stability Index 8.60
Company Info Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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FDIC Number 1225
Phone Number (562) 437-0011
Website www.fmb.com
Asset Quality Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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1-Year Asset Growth -3.29%
5-Year Asset Growth 10.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.74%
Non-Performing Loans to Capital 4.95%
Non-Performing Loans to Loans 1.37%
Balance Sheet Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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Total Assets 11.62B
Total Deposits 8.87B
Capital and Reserves Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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Capital 1.40B
Leverage Ratio 12.15
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio 19.65
Liquidity Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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Hot Money Ratio 10.54%
Liquidity Ratio 18.81%
Profitability Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
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5-Year Return on Average Assets 0.76%
Net Income 48.82M
Net Interest Spread 2.42%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 69.38%
Return on Assets 0.57%
Return on Equity 4.70%