D
Farmers & Merchants Bank of Long Beach
Rating Date
October 2025
Risk Based
Capital Ratio
19.16
Leverage
Ratio
12.18
Return On
Assets
0.54%
Total
Assets
11.40B
Capital
1.39B
Total
Deposits
8.69B
Net
Income
30.69M
My Lists My Alerts
Weiss Ratings Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Asset Quality Index 5.20
Capitalization Index 8.40
Liquidity Index 0.20
Profitability Index 3.10
Stability Index 8.40
Company Info Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 1225
Phone Number (562) 437-0011
Website www.fmb.com
Asset Quality Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -6.54%
5-Year Asset Growth 10.74%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 4.96%
Non-Performing Loans to Loans 1.55%
Balance Sheet Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 11.40B
Total Deposits 8.69B
Capital and Reserves Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 1.39B
Leverage Ratio 12.18
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio 19.16
Liquidity Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 10.93%
Liquidity Ratio 13.89%
Profitability Farmers & Merchants Bank of Long Beach
Long Beach, CA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.76%
Net Income 30.69M
Net Interest Spread 2.38%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 69.36%
Return on Assets 0.54%
Return on Equity 4.45%