B
Lea County State Bank
Hobbs,  NM
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lea County State Bank
Hobbs, NM
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Rating B
Asset Quality Index 4.60
Capitalization Index 7.30
Liquidity Index 4.40
Profitability Index 6.50
Stability Index 5.10
Company Info Lea County State Bank
Hobbs, NM
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FDIC Number 12259
Phone Number (575) 397-4511
Website www.onlinelcsb.com
Asset Quality Lea County State Bank
Hobbs, NM
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1-Year Asset Growth 1.75%
5-Year Asset Growth 10.55%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 11.50%
Non-Performing Loans to Loans 3.61%
Balance Sheet Lea County State Bank
Hobbs, NM
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Total Assets 738.34M
Total Deposits 662.41M
Capital and Reserves Lea County State Bank
Hobbs, NM
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Capital 57.84M
Leverage Ratio 9.21
Loan Loss Reserves to Loans 1.49%
Risk-Based Capital Ratio 21.32
Liquidity Lea County State Bank
Hobbs, NM
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Hot Money Ratio 3.57%
Liquidity Ratio 16.55%
Profitability Lea County State Bank
Hobbs, NM
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5-Year Return on Average Assets 1.35%
Net Income 5.69M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.52%
Overhead Efficiency Ratio 52.97%
Return on Assets 1.52%
Return on Equity 20.66%