B
Lea County State Bank
HobbsNM
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Lea County State Bank
Hobbs, NM
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Rating B
Asset Quality Index 4.70
Capitalization Index 7.20
Liquidity Index 4.50
Profitability Index 5.50
Stability Index 5.50
Company Info Lea County State Bank
Hobbs, NM
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FDIC Number 12259
Phone Number (575) 397-4511
Website www.onlinelcsb.com
Asset Quality Lea County State Bank
Hobbs, NM
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1-Year Asset Growth 2.88%
5-Year Asset Growth 10.55%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.28%
Non-Performing Loans to Capital 12.79%
Non-Performing Loans to Loans 4.01%
Balance Sheet Lea County State Bank
Hobbs, NM
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Total Assets 708.02M
Total Deposits 637.58M
Capital and Reserves Lea County State Bank
Hobbs, NM
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Capital 55.25M
Leverage Ratio 9.16
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 21.69
Liquidity Lea County State Bank
Hobbs, NM
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Hot Money Ratio 5.32%
Liquidity Ratio 15.75%
Profitability Lea County State Bank
Hobbs, NM
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5-Year Return on Average Assets 1.37%
Net Income 11.51M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 53.13%
Return on Assets 1.55%
Return on Equity 25.40%