| Weiss Ratings |
Mechanics & Farmers Bank
Durham, NC |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.80 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.80 | |||
| Company Info |
Mechanics & Farmers Bank
Durham, NC |
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| FDIC Number | 12266 | |||
| Phone Number | (919) 687-7803 | |||
| Website | www.mfbonline.com | |||
| Asset Quality |
Mechanics & Farmers Bank
Durham, NC |
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| 1-Year Asset Growth | -3.73% | |||
| 5-Year Asset Growth | 11.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.85% | |||
| Non-Performing Loans to Capital | 5.26% | |||
| Non-Performing Loans to Loans | 1.56% | |||
| Balance Sheet |
Mechanics & Farmers Bank
Durham, NC |
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| Total Assets | 479.54M | |||
| Total Deposits | 405.48M | |||
| Capital and Reserves |
Mechanics & Farmers Bank
Durham, NC |
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| Capital | 68.19M | |||
| Leverage Ratio | 14.83 | |||
| Loan Loss Reserves to Loans | 1.62% | |||
| Risk-Based Capital Ratio | 25.89 | |||
| Liquidity |
Mechanics & Farmers Bank
Durham, NC |
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| Hot Money Ratio | 32.59% | |||
| Liquidity Ratio | 33.19% | |||
| Profitability |
Mechanics & Farmers Bank
Durham, NC |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 3.55M | |||
| Net Interest Spread | 4.15% | |||
| Operating Profit to Average Assets | 0.90% | |||
| Overhead Efficiency Ratio | 75.03% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 5.40% | |||