B
The Cowboy Bank of Texas
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cowboy Bank of Texas
Maypearl, TX
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info The Cowboy Bank of Texas
Maypearl, TX
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FDIC Number 12298
Phone Number (972) 435-2131
Website www.cowboybank.com
Asset Quality The Cowboy Bank of Texas
Maypearl, TX
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1-Year Asset Growth 5.65%
5-Year Asset Growth 4.03%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.35%
Non-Performing Loans to Capital 3.97%
Non-Performing Loans to Loans 0.67%
Balance Sheet The Cowboy Bank of Texas
Maypearl, TX
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Total Assets 106.89M
Total Deposits 87.56M
Capital and Reserves The Cowboy Bank of Texas
Maypearl, TX
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Capital 17.35M
Leverage Ratio 16.30
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity The Cowboy Bank of Texas
Maypearl, TX
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Hot Money Ratio 28.50%
Liquidity Ratio 23.98%
Profitability The Cowboy Bank of Texas
Maypearl, TX
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5-Year Return on Average Assets 2.76%
Net Income 1.68M
Net Interest Spread 5.03%
Operating Profit to Average Assets 3.09%
Overhead Efficiency Ratio 44.55%
Return on Assets 3.09%
Return on Equity 19.95%