| Weiss Ratings |
Citizens State Bank
Woodville, TX |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.10 | |||
| Company Info |
Citizens State Bank
Woodville, TX |
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| FDIC Number | 12303 | |||
| Phone Number | (409) 283-2561 | |||
| Website | www.citizensbank.net | |||
| Asset Quality |
Citizens State Bank
Woodville, TX |
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| 1-Year Asset Growth | 33.41% | |||
| 5-Year Asset Growth | 30.20% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.13% | |||
| Non-Performing Loans to Capital | 0.51% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Citizens State Bank
Woodville, TX |
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| Total Assets | 462.83M | |||
| Total Deposits | 401.04M | |||
| Capital and Reserves |
Citizens State Bank
Woodville, TX |
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| Capital | 58.01M | |||
| Leverage Ratio | 13.49 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | 17.29 | |||
| Liquidity |
Citizens State Bank
Woodville, TX |
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| Hot Money Ratio | 15.23% | |||
| Liquidity Ratio | 12.94% | |||
| Profitability |
Citizens State Bank
Woodville, TX |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 3.20M | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 71.19% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 6.90% | |||