| Weiss Ratings |
Citizens State Bank
Woodville, TX |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.60 | |||
| Company Info |
Citizens State Bank
Woodville, TX |
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| FDIC Number | 12303 | |||
| Phone Number | (877) 621-7658 | |||
| Website | www.citizensbank.net | |||
| Asset Quality |
Citizens State Bank
Woodville, TX |
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| 1-Year Asset Growth | 28.46% | |||
| 5-Year Asset Growth | 27.22% | |||
| 5-Year Charge-Offs to Average Loans | 0.35% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Citizens State Bank
Woodville, TX |
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| Total Assets | 447.98M | |||
| Total Deposits | 392.22M | |||
| Capital and Reserves |
Citizens State Bank
Woodville, TX |
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| Capital | 49.83M | |||
| Leverage Ratio | 13.07 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 16.81 | |||
| Liquidity |
Citizens State Bank
Woodville, TX |
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| Hot Money Ratio | 13.82% | |||
| Liquidity Ratio | 17.60% | |||
| Profitability |
Citizens State Bank
Woodville, TX |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 2.61M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 70.37% | |||
| Return on Assets | 0.90% | |||
| Return on Equity | 7.91% | |||