B
Columbus State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 5.00
Stability Index 5.60
Company Info Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 12305
Phone Number (979) 732-5786
Website www.columbusstate.com
Asset Quality Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 110.93%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 293.33M
Total Deposits 250.72M
Capital and Reserves Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 41.31M
Leverage Ratio 16.27
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 35.97
Liquidity Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.77%
Liquidity Ratio 98.49%
Profitability Columbus State Bank
Columbus, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.73%
Net Income 677.00K
Net Interest Spread 2.41%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 53.75%
Return on Assets 0.93%
Return on Equity 9.75%