B
Columbus State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Columbus State Bank
Columbus, TX
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 4.80
Stability Index 5.60
Company Info Columbus State Bank
Columbus, TX
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FDIC Number 12305
Phone Number (979) 732-5786
Website www.columbusstate.com
Asset Quality Columbus State Bank
Columbus, TX
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1-Year Asset Growth 86.10%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Columbus State Bank
Columbus, TX
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Total Assets 301.59M
Total Deposits 255.53M
Capital and Reserves Columbus State Bank
Columbus, TX
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Capital 45.13M
Leverage Ratio 16.58
Loan Loss Reserves to Loans 0.99%
Risk-Based Capital Ratio 49.75
Liquidity Columbus State Bank
Columbus, TX
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Hot Money Ratio 17.55%
Liquidity Ratio 99.37%
Profitability Columbus State Bank
Columbus, TX
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5-Year Return on Average Assets 0.73%
Net Income 2.05M
Net Interest Spread 2.43%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 53.60%
Return on Assets 0.93%
Return on Equity 7.23%