A
Columbus State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Capital
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Weiss Ratings Columbus State Bank
Columbus, TX
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.40
Profitability Index 5.00
Stability Index 5.60
Company Info Columbus State Bank
Columbus, TX
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FDIC Number 12305
Phone Number (979) 732-5786
Website www.columbusstate.com
Asset Quality Columbus State Bank
Columbus, TX
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1-Year Asset Growth 10.85%
5-Year Asset Growth 30.92%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Columbus State Bank
Columbus, TX
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Total Assets 326.46M
Total Deposits 280.96M
Capital and Reserves Columbus State Bank
Columbus, TX
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Capital 44.60M
Leverage Ratio 14.47
Loan Loss Reserves to Loans 0.92%
Risk-Based Capital Ratio 62.01
Liquidity Columbus State Bank
Columbus, TX
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Hot Money Ratio 18.28%
Liquidity Ratio 99.47%
Profitability Columbus State Bank
Columbus, TX
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5-Year Return on Average Assets 0.81%
Net Income 1.55M
Net Interest Spread 2.33%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 49.06%
Return on Assets 0.95%
Return on Equity 7.07%