| Weiss Ratings |
The First State Bank
Columbus, TX |
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| Rating | ||||
| Asset Quality Index | 9.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 5.50 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
The First State Bank
Columbus, TX |
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| FDIC Number | 12315 | |||
| Phone Number | (979) 732-2332 | |||
| Website | fsbcolumbus.com | |||
| Asset Quality |
The First State Bank
Columbus, TX |
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| 1-Year Asset Growth | 7.27% | |||
| 5-Year Asset Growth | -1.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.21% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
The First State Bank
Columbus, TX |
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| Total Assets | 153.32M | |||
| Total Deposits | 133.08M | |||
| Capital and Reserves |
The First State Bank
Columbus, TX |
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| Capital | 19.82M | |||
| Leverage Ratio | 16.76 | |||
| Loan Loss Reserves to Loans | 0.77% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
The First State Bank
Columbus, TX |
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| Hot Money Ratio | 30.38% | |||
| Liquidity Ratio | 76.91% | |||
| Profitability |
The First State Bank
Columbus, TX |
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| 5-Year Return on Average Assets | 0.70% | |||
| Net Income | 1.41M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.94% | |||
| Overhead Efficiency Ratio | 69.74% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 7.98% | |||