B
The First National Bank of Allendale
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of Allendale
Allendale, IL
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Rating B
Asset Quality Index 6.50
Capitalization Index 7.40
Liquidity Index 2.70
Profitability Index 4.80
Stability Index 5.00
Company Info The First National Bank of Allendale
Allendale, IL
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FDIC Number 12365
Phone Number (618) 299-4411
Website www.fnba.bank
Asset Quality The First National Bank of Allendale
Allendale, IL
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1-Year Asset Growth 12.99%
5-Year Asset Growth 10.17%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.59%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 1.87%
Non-Performing Loans to Loans 0.28%
Balance Sheet The First National Bank of Allendale
Allendale, IL
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Total Assets 434.31M
Total Deposits 383.07M
Capital and Reserves The First National Bank of Allendale
Allendale, IL
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Capital 36.86M
Leverage Ratio 9.23
Loan Loss Reserves to Loans 0.89%
Risk-Based Capital Ratio --
Liquidity The First National Bank of Allendale
Allendale, IL
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Hot Money Ratio 25.61%
Liquidity Ratio 17.10%
Profitability The First National Bank of Allendale
Allendale, IL
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5-Year Return on Average Assets 0.94%
Net Income 3.86M
Net Interest Spread 3.52%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 58.80%
Return on Assets 0.96%
Return on Equity 11.27%