Jersey State Bank
| Weiss Ratings |
Jersey State Bank
Jerseyville, IL |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 6.90 | |||
| Company Info |
Jersey State Bank
Jerseyville, IL |
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| FDIC Number | 12384 | |||
| Phone Number | (618) 498-6466 | |||
| Website | www.jerseystatebank.com | |||
| Asset Quality |
Jersey State Bank
Jerseyville, IL |
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| 1-Year Asset Growth | 6.28% | |||
| 5-Year Asset Growth | 3.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.19% | |||
| Non-Performing Loans to Loans | 0.38% | |||
| Balance Sheet |
Jersey State Bank
Jerseyville, IL |
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| Total Assets | 189.61M | |||
| Total Deposits | 166.71M | |||
| Capital and Reserves |
Jersey State Bank
Jerseyville, IL |
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| Capital | 20.10M | |||
| Leverage Ratio | 13.89 | |||
| Loan Loss Reserves to Loans | 1.44% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Jersey State Bank
Jerseyville, IL |
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| Hot Money Ratio | 16.74% | |||
| Liquidity Ratio | 42.90% | |||
| Profitability |
Jersey State Bank
Jerseyville, IL |
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| 5-Year Return on Average Assets | 0.86% | |||
| Net Income | 927.00K | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 73.39% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 6.67% | |||