Jersey State Bank
| Weiss Ratings |
Jersey State Bank
Jerseyville, IL |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 3.70 | |||
| Stability Index | 6.80 | |||
| Company Info |
Jersey State Bank
Jerseyville, IL |
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| FDIC Number | 12384 | |||
| Phone Number | (618) 498-6466 | |||
| Website | www.jerseystatebank.com | |||
| Asset Quality |
Jersey State Bank
Jerseyville, IL |
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| 1-Year Asset Growth | 4.93% | |||
| 5-Year Asset Growth | 2.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 4.16% | |||
| Non-Performing Loans to Loans | 1.20% | |||
| Balance Sheet |
Jersey State Bank
Jerseyville, IL |
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| Total Assets | 190.06M | |||
| Total Deposits | 167.47M | |||
| Capital and Reserves |
Jersey State Bank
Jerseyville, IL |
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| Capital | 20.99M | |||
| Leverage Ratio | 13.30 | |||
| Loan Loss Reserves to Loans | 1.49% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Jersey State Bank
Jerseyville, IL |
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| Hot Money Ratio | 16.13% | |||
| Liquidity Ratio | 40.56% | |||
| Profitability |
Jersey State Bank
Jerseyville, IL |
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| 5-Year Return on Average Assets | 0.79% | |||
| Net Income | 807.00K | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 69.46% | |||
| Return on Assets | 0.81% | |||
| Return on Equity | 7.81% | |||