B
Exchange State Bank
LanarkIL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Exchange State Bank
Lanark, IL
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.50
Profitability Index 5.20
Stability Index 5.60
Company Info Exchange State Bank
Lanark, IL
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FDIC Number 12402
Phone Number (815) 493-2631
Website www.lanarkbank.com
Asset Quality Exchange State Bank
Lanark, IL
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1-Year Asset Growth 6.45%
5-Year Asset Growth 4.23%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Exchange State Bank
Lanark, IL
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Total Assets 112.73M
Total Deposits 94.28M
Capital and Reserves Exchange State Bank
Lanark, IL
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Capital 9.64M
Leverage Ratio 11.92
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity Exchange State Bank
Lanark, IL
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Hot Money Ratio 23.38%
Liquidity Ratio 31.38%
Profitability Exchange State Bank
Lanark, IL
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5-Year Return on Average Assets 1.08%
Net Income 702.00K
Net Interest Spread 2.98%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 59.68%
Return on Assets 1.33%
Return on Equity 14.94%