B
Exchange State Bank
Lanark,  IL
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Exchange State Bank
Lanark, IL
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.70
Stability Index 5.80
Company Info Exchange State Bank
Lanark, IL
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FDIC Number 12402
Phone Number (815) 493-2631
Website www.lanarkbank.com
Asset Quality Exchange State Bank
Lanark, IL
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1-Year Asset Growth 0.01%
5-Year Asset Growth 1.17%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.25%
Non-Performing Loans to Loans 0.05%
Balance Sheet Exchange State Bank
Lanark, IL
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Total Assets 112.74M
Total Deposits 98.63M
Capital and Reserves Exchange State Bank
Lanark, IL
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Capital 10.51M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 1.06%
Risk-Based Capital Ratio --
Liquidity Exchange State Bank
Lanark, IL
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Hot Money Ratio 25.85%
Liquidity Ratio 26.88%
Profitability Exchange State Bank
Lanark, IL
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5-Year Return on Average Assets 0.97%
Net Income 855.00K
Net Interest Spread 3.20%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 55.94%
Return on Assets 1.52%
Return on Equity 16.37%