C
LaSalle State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.60
Capitalization Index 6.70
Liquidity Index 3.40
Profitability Index 2.60
Stability Index 1.90
Company Info LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 12410
Phone Number (815) 223-8800
Website www.elsb.com
Asset Quality LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.38%
5-Year Asset Growth 6.38%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.55%
Balance Sheet LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 186.57M
Total Deposits 155.68M
Capital and Reserves LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 10.44M
Leverage Ratio 8.69
Loan Loss Reserves to Loans 1.21%
Risk-Based Capital Ratio 17.41
Liquidity LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 34.93%
Liquidity Ratio 25.59%
Profitability LaSalle State Bank
La Salle, IL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.53%
Net Income 579.00K
Net Interest Spread 2.56%
Operating Profit to Average Assets 0.41%
Overhead Efficiency Ratio 83.72%
Return on Assets 0.41%
Return on Equity 9.26%