Security State Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 16.0. A current level of 3.4 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10). Fair liquidity 4.6, driven by a liquidity ratio of 41.9 percent and a “hot money” ratio of 13.7 percent.
Asset Mix:
Securities (40%), home mtgs (7%), comm loans (5%), cash (4%), comm re (4%), consumer loans (1%), other (39%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
SSB Holdings, Inc.
Investment Rating
--
Address
101 North Washington Avenue
Wellington, KS 67152
Wellington, KS 67152
Phone Number
(620) 326-7417
Year Founded
1897
FDIC Number
Website
Largest Affiliates
No affiliate information available.