The Baxter State Bank
Major Rating Factors:
Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Fair (3.6) profitability. A current level of 5.5 percent of nonperforming loans to core capital combined with 10.2 percent from a year earlier contributes to the Good asset quality (5.6).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 22.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (35%), securities (19%), consumer loans (9%), cash (6%), comm loans (4%), comm re (2%), other (25%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Baxter Bancshares, Inc.
Investment Rating
--
Address
1401 Military Avenue
Baxter Springs, KS 66713
Baxter Springs, KS 66713
Phone Number
(620) 856-2323
Year Founded
1905
FDIC Number
Website
Largest Affiliates
No affiliate information available.