State Bank of Cold Spring
| Weiss Ratings |
State Bank of Cold Spring
Cold Spring, MN |
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| Rating | ||||
| Asset Quality Index | 4.60 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 4.00 | |||
| Company Info |
State Bank of Cold Spring
Cold Spring, MN |
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| FDIC Number | 12444 | |||
| Phone Number | (320) 685-8655 | |||
| Website | www.statebankcoldspring.com | |||
| Asset Quality |
State Bank of Cold Spring
Cold Spring, MN |
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| 1-Year Asset Growth | -10.83% | |||
| 5-Year Asset Growth | 1.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 1.45% | |||
| Non-Performing Loans to Capital | 13.82% | |||
| Non-Performing Loans to Loans | 2.61% | |||
| Balance Sheet |
State Bank of Cold Spring
Cold Spring, MN |
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| Total Assets | 79.66M | |||
| Total Deposits | 71.83M | |||
| Capital and Reserves |
State Bank of Cold Spring
Cold Spring, MN |
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| Capital | 7.63M | |||
| Leverage Ratio | 9.87 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Risk-Based Capital Ratio | 21.58 | |||
| Liquidity |
State Bank of Cold Spring
Cold Spring, MN |
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| Hot Money Ratio | 5.01% | |||
| Liquidity Ratio | 32.03% | |||
| Profitability |
State Bank of Cold Spring
Cold Spring, MN |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 853.00K | |||
| Net Interest Spread | 3.28% | |||
| Operating Profit to Average Assets | 1.00% | |||
| Overhead Efficiency Ratio | 68.91% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 12.07% | |||