State Bank of Cold Spring
| Weiss Ratings |
State Bank of Cold Spring
Cold Spring, MN |
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| Rating | ||||
| Asset Quality Index | 6.30 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 3.40 | |||
| Company Info |
State Bank of Cold Spring
Cold Spring, MN |
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| FDIC Number | 12444 | |||
| Phone Number | (320) 685-8655 | |||
| Website | www.statebankcoldspring.com | |||
| Asset Quality |
State Bank of Cold Spring
Cold Spring, MN |
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| 1-Year Asset Growth | -5.73% | |||
| 5-Year Asset Growth | 7.72% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 4.56% | |||
| Non-Performing Loans to Loans | 0.85% | |||
| Balance Sheet |
State Bank of Cold Spring
Cold Spring, MN |
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| Total Assets | 81.35M | |||
| Total Deposits | 73.85M | |||
| Capital and Reserves |
State Bank of Cold Spring
Cold Spring, MN |
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| Capital | 7.32M | |||
| Leverage Ratio | 9.44 | |||
| Loan Loss Reserves to Loans | 0.76% | |||
| Risk-Based Capital Ratio | 21.40 | |||
| Liquidity |
State Bank of Cold Spring
Cold Spring, MN |
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| Hot Money Ratio | 9.57% | |||
| Liquidity Ratio | 34.13% | |||
| Profitability |
State Bank of Cold Spring
Cold Spring, MN |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 684.00K | |||
| Net Interest Spread | 3.27% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 66.50% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 13.15% | |||