Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.7 has resulted in Fair (4.0) profitability. A current level of 4.8 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Good asset quality (5.4).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10). Excellent current capitalization (7.2 on a scale of 0 to 10) and a capital leverage ratio of 9.1.
Asset Mix:
Comm re (42%), comm loans (18%), home mtgs (13%), cash (8%), securities (2%), home eq lns (2%), consumer loans (0%), other (15%)
States with Branches:
OK
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Oklahoma Holdings, Inc.
Investment Rating
--
Address
100 South Riverfront Drive
Jenks, OK 74037
Jenks, OK 74037
Phone Number
(918) 392-2500
Year Founded
1923
FDIC Number
Website
Largest Affiliates
No affiliate information available.