C
The Payne County Bank
PerkinsOK
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Payne County Bank
Perkins, OK
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Rating C
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 7.60
Stability Index 5.00
Company Info The Payne County Bank
Perkins, OK
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FDIC Number 12485
Phone Number (405) 547-2436
Website www.paynecountybank.com
Asset Quality The Payne County Bank
Perkins, OK
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1-Year Asset Growth 10.73%
5-Year Asset Growth 10.44%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.08%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 4.21%
Non-Performing Loans to Loans 0.26%
Balance Sheet The Payne County Bank
Perkins, OK
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Total Assets 295.23M
Total Deposits 240.85M
Capital and Reserves The Payne County Bank
Perkins, OK
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Capital 36.30M
Leverage Ratio 13.79
Loan Loss Reserves to Loans 0.74%
Risk-Based Capital Ratio --
Liquidity The Payne County Bank
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Hot Money Ratio 27.60%
Liquidity Ratio 15.25%
Profitability The Payne County Bank
Perkins, OK
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5-Year Return on Average Assets 1.78%
Net Income 5.21M
Net Interest Spread 4.15%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 54.44%
Return on Assets 1.81%
Return on Equity 15.12%