C
The Payne County Bank
Perkins,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Payne County Bank
Perkins, OK
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Rating C
Asset Quality Index 6.60
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 8.70
Stability Index 5.00
Company Info The Payne County Bank
Perkins, OK
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FDIC Number 12485
Phone Number (405) 547-2436
Website www.paynecountybank.com
Asset Quality The Payne County Bank
Perkins, OK
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1-Year Asset Growth 9.98%
5-Year Asset Growth 10.44%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 5.53%
Non-Performing Loans to Loans 0.41%
Balance Sheet The Payne County Bank
Perkins, OK
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Total Assets 313.18M
Total Deposits 257.07M
Capital and Reserves The Payne County Bank
Perkins, OK
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Capital 39.49M
Leverage Ratio 14.39
Loan Loss Reserves to Loans 0.79%
Risk-Based Capital Ratio --
Liquidity The Payne County Bank
Perkins, OK
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Hot Money Ratio 23.78%
Liquidity Ratio 15.21%
Profitability The Payne County Bank
Perkins, OK
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5-Year Return on Average Assets 1.80%
Net Income 3.58M
Net Interest Spread 4.28%
Operating Profit to Average Assets 2.31%
Overhead Efficiency Ratio 44.47%
Return on Assets 2.31%
Return on Equity 18.88%