Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.4 has resulted in Excellent (7.1) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (7.0 on a scale of 0 to 10). A current level of 6.4 percent of nonperforming loans to core capital combined with 0.2 percent from a year earlier contributes to the Fair asset quality (4.6).
Asset Mix:
Comm re (34%), cash (15%), securities (11%), comm loans (7%), home mtgs (6%), home eq lns (3%), other (24%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Premier Bancshares, Inc.
Investment Rating
--
Address
16802 Burke Street
Omaha, NE 68118
Omaha, NE 68118
Phone Number
(402) 289-0919
Year Founded
1914
FDIC Number
Website
Largest Affiliates
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