Major Rating Factors:
A current level of 14.9 percent of nonperforming loans to core capital combined with 0.1 percent from a year earlier contributes to the Fair asset quality (4.5). Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 1.6 has resulted in Excellent (8.7) profitability.
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 14.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10).
Asset Mix:
Comm re (39%), securities (10%), cash (9%), home mtgs (9%), comm loans (5%), home eq lns (4%), consumer loans (0%), other (24%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Premier Bancshares, Inc.
Investment Rating
--
Address
16802 Burke Street
Omaha, NE 68118
Omaha, NE 68118
Phone Number
(402) 289-0919
Year Founded
1914
FDIC Number
Website
Largest Affiliates
No affiliate information available.