E
Industry State Bank
Rating Date
August 2024
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Industry State Bank
Industry, TX
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Rating E
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 2.70
Stability Index 0.30
Company Info Industry State Bank
Industry, TX
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FDIC Number 12506
Phone Number (979) 357-4437
Website www.isbtx.com
Asset Quality Industry State Bank
Industry, TX
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1-Year Asset Growth -2.72%
5-Year Asset Growth 2.50%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.02%
Non-Performing Loans to Loans 0.01%
Balance Sheet Industry State Bank
Industry, TX
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Total Assets 850.33M
Total Deposits 803.61M
Capital and Reserves Industry State Bank
Industry, TX
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Capital -14.08M
Leverage Ratio 12.10
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio --
Liquidity Industry State Bank
Industry, TX
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Hot Money Ratio 34.13%
Liquidity Ratio 20.40%
Profitability Industry State Bank
Industry, TX
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5-Year Return on Average Assets 1.48%
Net Income -36.00K
Net Interest Spread 1.23%
Operating Profit to Average Assets 0.04%
Overhead Efficiency Ratio 88.08%
Return on Assets -0.01%
Return on Equity 0.51%
Weiss Ratings