| Weiss Ratings |
Industry State Bank
Industry, TX |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 7.60 | |||
| Stability Index | 1.70 | |||
| Company Info |
Industry State Bank
Industry, TX |
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| FDIC Number | 12506 | |||
| Phone Number | (979) 357-4437 | |||
| Website | www.isbtx.com | |||
| Asset Quality |
Industry State Bank
Industry, TX |
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| 1-Year Asset Growth | -10.22% | |||
| 5-Year Asset Growth | -1.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.03% | |||
| Non-Performing Loans to Capital | 0.18% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Industry State Bank
Industry, TX |
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| Total Assets | 790.25M | |||
| Total Deposits | 767.82M | |||
| Capital and Reserves |
Industry State Bank
Industry, TX |
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| Capital | 7.72M | |||
| Leverage Ratio | 15.43 | |||
| Loan Loss Reserves to Loans | 1.72% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Industry State Bank
Industry, TX |
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| Hot Money Ratio | 35.25% | |||
| Liquidity Ratio | 23.69% | |||
| Profitability |
Industry State Bank
Industry, TX |
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| 5-Year Return on Average Assets | 1.48% | |||
| Net Income | 23.43M | |||
| Net Interest Spread | 1.29% | |||
| Operating Profit to Average Assets | 2.75% | |||
| Overhead Efficiency Ratio | 37.70% | |||
| Return on Assets | 2.37% | |||
| Return on Equity | 303.33% | |||