| Weiss Ratings |
Industry State Bank
Industry, TX |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 0.80 | |||
| Stability Index | 3.80 | |||
| Company Info |
Industry State Bank
Industry, TX |
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| FDIC Number | 12506 | |||
| Phone Number | (979) 357-4437 | |||
| Website | www.isbtx.com | |||
| Asset Quality |
Industry State Bank
Industry, TX |
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| 1-Year Asset Growth | -23.78% | |||
| 5-Year Asset Growth | -1.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.04% | |||
| Non-Performing Loans to Capital | 0.17% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Industry State Bank
Industry, TX |
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| Total Assets | 692.64M | |||
| Total Deposits | 676.53M | |||
| Capital and Reserves |
Industry State Bank
Industry, TX |
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| Capital | 3.26M | |||
| Leverage Ratio | 15.91 | |||
| Loan Loss Reserves to Loans | 1.85% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Industry State Bank
Industry, TX |
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| Hot Money Ratio | 36.42% | |||
| Liquidity Ratio | 23.67% | |||
| Profitability |
Industry State Bank
Industry, TX |
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| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | -6.99M | |||
| Net Interest Spread | 1.67% | |||
| Operating Profit to Average Assets | -3.16% | |||
| Overhead Efficiency Ratio | 73.89% | |||
| Return on Assets | -3.16% | |||
| Return on Equity | -509.25% | |||