Major Rating Factors:
Excellent current capitalization (9.2 on a scale of 0 to 10) and a capital leverage ratio of 10.4. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.6 percent from a year earlier contributes to the Excellent asset quality (8.9).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10). Fair liquidity 3.9, driven by a liquidity ratio of 38.5 percent and a “hot money” ratio of 9.0 percent.
Asset Mix:
Securities (29%), comm re (22%), home mtgs (16%), cash (8%), home eq lns (7%), comm loans (4%), consumer loans (1%), other (14%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Rosholt Bancorporation, Inc.
Investment Rating
--
Address
275 West Grand Avenue
Rosholt, WI 54473
Rosholt, WI 54473
Phone Number
(715) 677-4523
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.