C
The Peoples Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank
Magnolia, AR
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Rating C
Asset Quality Index 3.30
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 7.60
Stability Index 6.90
Company Info The Peoples Bank
Magnolia, AR
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FDIC Number 12531
Phone Number (870) 234-5777
Website www.pbmag.com
Asset Quality The Peoples Bank
Magnolia, AR
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1-Year Asset Growth -6.17%
5-Year Asset Growth -2.16%
5-Year Charge-Offs to Average Loans 0.83%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 2.44%
Non-Performing Loans to Capital 14.52%
Non-Performing Loans to Loans 3.10%
Balance Sheet The Peoples Bank
Magnolia, AR
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Total Assets 194.40M
Total Deposits 135.10M
Capital and Reserves The Peoples Bank
Magnolia, AR
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Capital 27.12M
Leverage Ratio 13.31
Loan Loss Reserves to Loans 1.85%
Risk-Based Capital Ratio 20.67
Liquidity The Peoples Bank
Magnolia, AR
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Hot Money Ratio 19.37%
Liquidity Ratio 12.74%
Profitability The Peoples Bank
Magnolia, AR
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5-Year Return on Average Assets 1.45%
Net Income 4.03M
Net Interest Spread 5.42%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 66.24%
Return on Assets 2.01%
Return on Equity 14.80%