C
The Peoples Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Peoples Bank
Magnolia, AR
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Rating C
Asset Quality Index 3.60
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 7.50
Stability Index 6.70
Company Info The Peoples Bank
Magnolia, AR
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FDIC Number 12531
Phone Number (870) 234-5777
Website www.pbmag.com
Asset Quality The Peoples Bank
Magnolia, AR
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1-Year Asset Growth -8.96%
5-Year Asset Growth -0.02%
5-Year Charge-Offs to Average Loans 0.83%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 2.16%
Non-Performing Loans to Capital 10.25%
Non-Performing Loans to Loans 2.73%
Balance Sheet The Peoples Bank
Magnolia, AR
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Total Assets 196.93M
Total Deposits 136.56M
Capital and Reserves The Peoples Bank
Magnolia, AR
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Capital 27.78M
Leverage Ratio 13.46
Loan Loss Reserves to Loans 1.89%
Risk-Based Capital Ratio 21.00
Liquidity The Peoples Bank
Magnolia, AR
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Hot Money Ratio 20.29%
Liquidity Ratio 12.30%
Profitability The Peoples Bank
Magnolia, AR
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5-Year Return on Average Assets 1.45%
Net Income 2.95M
Net Interest Spread 5.38%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 65.58%
Return on Assets 1.94%
Return on Equity 14.47%