Major Rating Factors:
A current level of 0.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.8). Excellent current capitalization (8.8 on a scale of 0 to 10) based on a risk-based capital ratio of 18.1 and a capital leverage ratio of 10.2.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10). Fair liquidity 3.1, driven by a liquidity ratio of 30.9 percent and a “hot money” ratio of 24.0 percent.
Asset Mix:
Securities (38%), comm re (15%), home mtgs (12%), comm loans (7%), cash (4%), home eq lns (3%), consumer loans (3%), other (18%)
States with Branches:
WY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Financial Security Corporation
Investment Rating
--
Address
201 South Fourth Avenue
Basin, WY 82410
Basin, WY 82410
Phone Number
(307) 568-2483
Year Founded
1929
FDIC Number
Website
Largest Affiliates
No affiliate information available.