Major Rating Factors:
A current level of 8.6 percent of nonperforming loans to core capital combined with 2.1 percent from a year earlier contributes to the Fair asset quality (3.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 2.2 has resulted in Excellent (9.7) profitability. Excellent current capitalization (9.2 on a scale of 0 to 10) based on a risk-based capital ratio of 13.9 and a capital leverage ratio of 10.6.
Asset Mix:
Comm re (41%), securities (15%), cash (7%), comm loans (7%), home mtgs (6%), home eq lns (1%), consumer loans (0%), other (23%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Pueblo Bancorporation
Investment Rating
--
Address
301 West Fifth Street
Pueblo, CO 81003
Pueblo, CO 81003
Phone Number
(719) 545-1834
Year Founded
1889
FDIC Number
Website
Largest Affiliates
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