D
Patterson State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Patterson State Bank
Patterson, LA
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Rating D
Asset Quality Index 8.00
Capitalization Index 7.10
Liquidity Index 2.40
Profitability Index 0.10
Stability Index 3.70
Company Info Patterson State Bank
Patterson, LA
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FDIC Number 12609
Phone Number (985) 395-6131
Website www.pattersonstatebank.com
Asset Quality Patterson State Bank
Patterson, LA
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1-Year Asset Growth -0.07%
5-Year Asset Growth 5.09%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 3.17%
Non-Performing Loans to Loans 0.65%
Balance Sheet Patterson State Bank
Patterson, LA
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Total Assets 316.11M
Total Deposits 284.21M
Capital and Reserves Patterson State Bank
Patterson, LA
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Capital 24.15M
Leverage Ratio 9.05
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 17.49
Liquidity Patterson State Bank
Patterson, LA
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Hot Money Ratio 24.91%
Liquidity Ratio 12.20%
Profitability Patterson State Bank
Patterson, LA
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5-Year Return on Average Assets 0.46%
Net Income 245.00K
Net Interest Spread 2.79%
Operating Profit to Average Assets 0.31%
Overhead Efficiency Ratio 87.29%
Return on Assets 0.31%
Return on Equity 4.13%