C
Patterson State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Patterson State Bank
Patterson, LA
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Rating C
Asset Quality Index 8.20
Capitalization Index 7.10
Liquidity Index 2.90
Profitability Index 2.40
Stability Index 3.40
Company Info Patterson State Bank
Patterson, LA
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FDIC Number 12609
Phone Number (985) 395-6131
Website www.pattersonstatebank.com
Asset Quality Patterson State Bank
Patterson, LA
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1-Year Asset Growth 3.24%
5-Year Asset Growth 2.63%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 3.28%
Non-Performing Loans to Loans 0.60%
Balance Sheet Patterson State Bank
Patterson, LA
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Total Assets 352.91M
Total Deposits 319.02M
Capital and Reserves Patterson State Bank
Patterson, LA
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Capital 25.81M
Leverage Ratio 9.06
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 17.50
Liquidity Patterson State Bank
Patterson, LA
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Hot Money Ratio 22.54%
Liquidity Ratio 21.53%
Profitability Patterson State Bank
Patterson, LA
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5-Year Return on Average Assets 0.46%
Net Income 1.20M
Net Interest Spread 3.01%
Operating Profit to Average Assets 0.40%
Overhead Efficiency Ratio 84.80%
Return on Assets 0.39%
Return on Equity 4.89%