| Weiss Ratings |
Patterson State Bank
Patterson, LA |
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| Rating | ||||
| Asset Quality Index | 5.40 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 3.90 | |||
| Company Info |
Patterson State Bank
Patterson, LA |
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| FDIC Number | 12609 | |||
| Phone Number | (985) 395-6131 | |||
| Website | www.pattersonstatebank.com | |||
| Asset Quality |
Patterson State Bank
Patterson, LA |
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| 1-Year Asset Growth | 7.64% | |||
| 5-Year Asset Growth | 2.63% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 1.24% | |||
| Non-Performing Loans to Capital | 11.21% | |||
| Non-Performing Loans to Loans | 1.92% | |||
| Balance Sheet |
Patterson State Bank
Patterson, LA |
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| Total Assets | 330.71M | |||
| Total Deposits | 296.28M | |||
| Capital and Reserves |
Patterson State Bank
Patterson, LA |
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| Capital | 26.37M | |||
| Leverage Ratio | 8.92 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 18.28 | |||
| Liquidity |
Patterson State Bank
Patterson, LA |
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| Hot Money Ratio | 26.30% | |||
| Liquidity Ratio | 19.81% | |||
| Profitability |
Patterson State Bank
Patterson, LA |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 1.04M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 77.44% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 7.96% | |||