The Evangeline Bank and Trust Company
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 9.6 percent of nonperforming loans to core capital combined with 6.3 percent from a year earlier contributes to the Good asset quality (5.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.2. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Excellent (7.0) profitability.
Asset Mix:
Home mtgs (25%), comm re (24%), securities (10%), comm loans (8%), cash (4%), consumer loans (3%), other (26%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Evangeline Bancshares, Inc.
Investment Rating
--
Address
497 West Main Street
Ville Platte, LA 70586
Ville Platte, LA 70586
Phone Number
(337) 363-5541
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.