C
The Evangeline Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.41
Return On
Assets
1.48%
Total
Assets
1.10B
Capital
146.54M
Total
Deposits
878.44M
Net
Income
8.06M
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Weiss Ratings The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Rating C
Asset Quality Index 5.30
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 7.20
Stability Index 5.00
Company Info The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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FDIC Number 12611
Phone Number (337) 363-5541
Website www.therealbank.com
Asset Quality The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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1-Year Asset Growth 7.19%
5-Year Asset Growth 16.67%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 1.28%
Non-Performing Loans to Capital 8.22%
Non-Performing Loans to Loans 1.44%
Balance Sheet The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Total Assets 1.10B
Total Deposits 878.44M
Capital and Reserves The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Capital 146.54M
Leverage Ratio 13.41
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio --
Liquidity The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Hot Money Ratio 40.25%
Liquidity Ratio 14.45%
Profitability The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 8.06M
Net Interest Spread 4.09%
Operating Profit to Average Assets 1.88%
Overhead Efficiency Ratio 53.14%
Return on Assets 1.48%
Return on Equity 11.34%