C
The Evangeline Bank and Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.17
Return On
Assets
1.41%
Total
Assets
1.08B
Capital
142.19M
Total
Deposits
862.88M
Net
Income
3.82M
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Weiss Ratings The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 10.00
Liquidity Index 1.50
Profitability Index 7.00
Stability Index 5.00
Company Info The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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FDIC Number 12611
Phone Number (337) 363-5541
Website www.therealbank.com
Asset Quality The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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1-Year Asset Growth 8.00%
5-Year Asset Growth 16.67%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 1.42%
Non-Performing Loans to Capital 9.60%
Non-Performing Loans to Loans 1.65%
Balance Sheet The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Total Assets 1.08B
Total Deposits 862.88M
Capital and Reserves The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Capital 142.19M
Leverage Ratio 13.17
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Hot Money Ratio 40.54%
Liquidity Ratio 13.91%
Profitability The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 3.82M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 54.81%
Return on Assets 1.41%
Return on Equity 10.89%