C
The Evangeline Bank and Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
13.42
Return On
Assets
1.55%
Total
Assets
1.12B
Capital
149.94M
Total
Deposits
900.21M
Net
Income
17.02M
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Weiss Ratings The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Rating C
Asset Quality Index 5.50
Capitalization Index 10.00
Liquidity Index 1.80
Profitability Index 7.40
Stability Index 5.00
Company Info The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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FDIC Number 12611
Phone Number (337) 363-5541
Website www.therealbank.com
Asset Quality The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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1-Year Asset Growth 4.72%
5-Year Asset Growth 10.44%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.27%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 6.84%
Non-Performing Loans to Loans 1.23%
Balance Sheet The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Total Assets 1.12B
Total Deposits 900.21M
Capital and Reserves The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Capital 149.94M
Leverage Ratio 13.42
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio --
Liquidity The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Hot Money Ratio 40.64%
Liquidity Ratio 16.64%
Profitability The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 17.02M
Net Interest Spread 4.20%
Operating Profit to Average Assets 1.89%
Overhead Efficiency Ratio 53.05%
Return on Assets 1.55%
Return on Equity 11.66%