C
The Evangeline Bank and Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
13.65
Return On
Assets
1.48%
Total
Assets
1.11B
Capital
150.75M
Total
Deposits
888.18M
Net
Income
12.16M
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Weiss Ratings The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Rating C
Asset Quality Index 4.80
Capitalization Index 10.00
Liquidity Index 1.30
Profitability Index 7.60
Stability Index 4.30
Company Info The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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FDIC Number 12611
Phone Number (337) 363-5541
Website www.therealbank.com
Asset Quality The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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1-Year Asset Growth 7.64%
5-Year Asset Growth 16.67%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 1.88%
Non-Performing Loans to Capital 12.27%
Non-Performing Loans to Loans 2.18%
Balance Sheet The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Total Assets 1.11B
Total Deposits 888.18M
Capital and Reserves The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Capital 150.75M
Leverage Ratio 13.65
Loan Loss Reserves to Loans 1.48%
Risk-Based Capital Ratio --
Liquidity The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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Hot Money Ratio 41.66%
Liquidity Ratio 14.91%
Profitability The Evangeline Bank and Trust Company
Ville Platte, LA 		Click to
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5-Year Return on Average Assets 1.21%
Net Income 12.16M
Net Interest Spread 4.17%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 51.93%
Return on Assets 1.48%
Return on Equity 11.23%