B
The Central Trust Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Central Trust Bank
Jefferson City, MO
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Rating B
Asset Quality Index 7.20
Capitalization Index 6.60
Liquidity Index 3.60
Profitability Index 7.90
Stability Index 6.30
Company Info The Central Trust Bank
Jefferson City, MO
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FDIC Number 12633
Phone Number (573) 634-1105
Website www.centralbank.net
Asset Quality The Central Trust Bank
Jefferson City, MO
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1-Year Asset Growth 2.67%
5-Year Asset Growth 123.60%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.52%
Non-Performing Loans to Loans 0.68%
Balance Sheet The Central Trust Bank
Jefferson City, MO
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Total Assets 19.55B
Total Deposits 15.48B
Capital and Reserves The Central Trust Bank
Jefferson City, MO
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Capital 1.86B
Leverage Ratio 8.63
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 14.57
Liquidity The Central Trust Bank
Jefferson City, MO
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Hot Money Ratio 6.58%
Liquidity Ratio 22.06%
Profitability The Central Trust Bank
Jefferson City, MO
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5-Year Return on Average Assets 1.77%
Net Income 85.73M
Net Interest Spread 3.81%
Operating Profit to Average Assets 2.30%
Overhead Efficiency Ratio 50.94%
Return on Assets 1.78%
Return on Equity 19.12%