Major Rating Factors:
A current level of 3.1 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (7.8). Excellent current capitalization (7.5 on a scale of 0 to 10) and a capital leverage ratio of 9.3.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10). Fair liquidity 3.9, driven by a liquidity ratio of 40.1 percent and a “hot money” ratio of 13.7 percent.
Asset Mix:
Securities (29%), comm re (21%), home mtgs (16%), comm loans (6%), cash (5%), consumer loans (0%), other (23%)
States with Branches:
WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
G. W. Bancorp., Inc.
Investment Rating
--
Address
1608 Day Street
Greenleaf, WI 54126
Greenleaf, WI 54126
Phone Number
(920) 864-7901
Year Founded
1913
FDIC Number
Website
Largest Affiliates
No affiliate information available.