| Weiss Ratings |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.50 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 3.10 | |||
| Company Info |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 12706 | |||
| Phone Number | (618) 939-7194 | |||
| Website | www.sbw.bank | |||
| Asset Quality |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -3.23% | |||
| 5-Year Asset Growth | 5.69% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.65% | |||
| Non-Performing Assets to Assets | 2.52% | |||
| Non-Performing Loans to Capital | 11.72% | |||
| Non-Performing Loans to Loans | 2.08% | |||
| Balance Sheet |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 295.85M | |||
| Total Deposits | 266.98M | |||
| Capital and Reserves |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 22.65M | |||
| Leverage Ratio | 9.23 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 11.41 | |||
| Liquidity |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 26.72% | |||
| Liquidity Ratio | 15.68% | |||
| Profitability |
State Bank
Waterloo, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.27% | |||
| Net Income | 618.00K | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 84.93% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 5.55% | |||