Bridge Community Bank
Major Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A current level of 0.2 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.7).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.8%, coupled with a return on assets of 1.4 has resulted in Weak (2.7) profitability.
Asset Mix:
Home mtgs (27%), cash (18%), comm loans (10%), securities (6%), comm re (5%), consumer loans (3%), home eq lns (1%), other (31%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Orion Bancorporation, Inc.
Investment Rating
--
Address
302 Highway One, South
Mount Vernon, IA 52314
Mount Vernon, IA 52314
Phone Number
(319) 895-8200
Year Founded
1903
FDIC Number
Website
Largest Affiliates
No affiliate information available.