Sicily Island State Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 1.5 percent of nonperforming loans to core capital combined with 17.3 percent from a year earlier contributes to the Excellent asset quality (8.1).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.2. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (8.1) profitability.
Asset Mix:
Home mtgs (31%), comm re (15%), cash (15%), comm loans (7%), securities (4%), consumer loans (3%), home eq lns (1%), other (23%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
301 Newman Street
Sicily Island, LA 71368
Sicily Island, LA 71368
Phone Number
(318) 389-5781
Year Founded
1918
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.