Sicily Island State Bank
Major Rating Factors:
A current level of 16.9 percent of nonperforming loans to core capital combined with 17.9 percent from a year earlier contributes to the Fair asset quality (4.5). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.4. Operating profits as a percentage of assets at 2.2%, coupled with a return on assets of 2.2 has resulted in Excellent (9.3) profitability.
Asset Mix:
Home mtgs (42%), comm re (18%), comm loans (8%), securities (5%), consumer loans (3%), cash (2%), home eq lns (1%), other (21%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
301 Newman Street
Sicily Island, LA 71368
Sicily Island, LA 71368
Phone Number
(318) 389-5781
Year Founded
1918
FDIC Number
Website
Largest Affiliates
No affiliate information available.