B
First State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Valliant, OK
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Rating B
Asset Quality Index 7.30
Capitalization Index 9.90
Liquidity Index 2.80
Profitability Index 8.20
Stability Index 6.30
Company Info First State Bank
Valliant, OK
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FDIC Number 12757
Phone Number (580) 933-4201
Website www.fsbvalliant.com
Asset Quality First State Bank
Valliant, OK
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1-Year Asset Growth -1.62%
5-Year Asset Growth 5.18%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 2.58%
Non-Performing Loans to Loans 0.47%
Balance Sheet First State Bank
Valliant, OK
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Total Assets 100.25M
Total Deposits 88.86M
Capital and Reserves First State Bank
Valliant, OK
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Capital 10.66M
Leverage Ratio 10.91
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio 17.65
Liquidity First State Bank
Valliant, OK
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Hot Money Ratio 12.56%
Liquidity Ratio 24.03%
Profitability First State Bank
Valliant, OK
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5-Year Return on Average Assets 1.65%
Net Income 862.00K
Net Interest Spread 5.98%
Operating Profit to Average Assets 1.73%
Overhead Efficiency Ratio 71.28%
Return on Assets 1.73%
Return on Equity 16.13%