C
F&M Bank
Edmond,  OK
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings F&M Bank
Edmond, OK
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Rating C
Asset Quality Index 5.60
Capitalization Index 8.50
Liquidity Index 1.60
Profitability Index 3.80
Stability Index 8.30
Company Info F&M Bank
Edmond, OK
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FDIC Number 12761
Phone Number (405) 715-1100
Website www.fmbankok.com
Asset Quality F&M Bank
Edmond, OK
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1-Year Asset Growth 20.65%
5-Year Asset Growth 8.82%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 1.81%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 2.36%
Non-Performing Loans to Loans 0.04%
Balance Sheet F&M Bank
Edmond, OK
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Total Assets 915.29M
Total Deposits 799.00M
Capital and Reserves F&M Bank
Edmond, OK
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Capital 95.95M
Leverage Ratio 10.00
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity F&M Bank
Edmond, OK
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Hot Money Ratio 25.20%
Liquidity Ratio 18.30%
Profitability F&M Bank
Edmond, OK
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5-Year Return on Average Assets 1.58%
Net Income 5.48M
Net Interest Spread 4.30%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 56.13%
Return on Assets 1.18%
Return on Equity 11.56%