B
Peoples State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank
Prairie du Chien, WI
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.40
Stability Index 7.10
Company Info Peoples State Bank
Prairie du Chien, WI
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FDIC Number 12814
Phone Number (608) 326-3500
Website www.peoplesfinancial.com
Asset Quality Peoples State Bank
Prairie du Chien, WI
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1-Year Asset Growth 8.02%
5-Year Asset Growth 1.46%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 1.99%
Non-Performing Loans to Loans 0.56%
Balance Sheet Peoples State Bank
Prairie du Chien, WI
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Total Assets 992.96M
Total Deposits 810.76M
Capital and Reserves Peoples State Bank
Prairie du Chien, WI
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Capital 100.82M
Leverage Ratio 11.54
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio 17.27
Liquidity Peoples State Bank
Prairie du Chien, WI
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Hot Money Ratio 15.85%
Liquidity Ratio 27.87%
Profitability Peoples State Bank
Prairie du Chien, WI
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5-Year Return on Average Assets 0.85%
Net Income 7.21M
Net Interest Spread 3.71%
Operating Profit to Average Assets 1.45%
Overhead Efficiency Ratio 59.25%
Return on Assets 1.44%
Return on Equity 14.82%