B
Peoples State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank
Prairie du Chien, WI
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Rating B
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 3.40
Profitability Index 4.20
Stability Index 6.70
Company Info Peoples State Bank
Prairie du Chien, WI
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FDIC Number 12814
Phone Number (608) 326-3500
Website www.peoplesfinancial.com
Asset Quality Peoples State Bank
Prairie du Chien, WI
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1-Year Asset Growth 0.95%
5-Year Asset Growth 2.23%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 1.69%
Non-Performing Loans to Loans 0.80%
Balance Sheet Peoples State Bank
Prairie du Chien, WI
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Total Assets 934.64M
Total Deposits 778.31M
Capital and Reserves Peoples State Bank
Prairie du Chien, WI
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Capital 90.13M
Leverage Ratio 11.47
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio 17.62
Liquidity Peoples State Bank
Prairie du Chien, WI
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Hot Money Ratio 15.30%
Liquidity Ratio 31.30%
Profitability Peoples State Bank
Prairie du Chien, WI
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5-Year Return on Average Assets 0.82%
Net Income 7.56M
Net Interest Spread 3.30%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 66.51%
Return on Assets 1.07%
Return on Equity 12.39%