B
First State Bank of Porter
PorterIN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of Porter
Porter, IN
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 3.60
Stability Index 7.90
Company Info First State Bank of Porter
Porter, IN
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FDIC Number 12836
Phone Number (219) 926-2136
Website www.porterstatebank.com
Asset Quality First State Bank of Porter
Porter, IN
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1-Year Asset Growth 0.47%
5-Year Asset Growth 2.83%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.01%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 2.10%
Balance Sheet First State Bank of Porter
Porter, IN
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Total Assets 161.56M
Total Deposits 138.45M
Capital and Reserves First State Bank of Porter
Porter, IN
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Capital 22.17M
Leverage Ratio 16.40
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity First State Bank of Porter
Porter, IN
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Hot Money Ratio 27.46%
Liquidity Ratio 49.02%
Profitability First State Bank of Porter
Porter, IN
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5-Year Return on Average Assets 0.84%
Net Income 992.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 76.11%
Return on Assets 0.79%
Return on Equity 6.32%