| Weiss Ratings |
Farmers State Bank
Waterloo, IA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 7.60 | |||
| Company Info |
Farmers State Bank
Waterloo, IA |
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| FDIC Number | 12855 | |||
| Phone Number | (319) 287-3961 | |||
| Website | www.fsb1879.com/ | |||
| Asset Quality |
Farmers State Bank
Waterloo, IA |
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| 1-Year Asset Growth | -2.95% | |||
| 5-Year Asset Growth | 8.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.27% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Farmers State Bank
Waterloo, IA |
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| Total Assets | 1.57B | |||
| Total Deposits | 1.25B | |||
| Capital and Reserves |
Farmers State Bank
Waterloo, IA |
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| Capital | 156.01M | |||
| Leverage Ratio | 10.34 | |||
| Loan Loss Reserves to Loans | 1.02% | |||
| Risk-Based Capital Ratio | 13.88 | |||
| Liquidity |
Farmers State Bank
Waterloo, IA |
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| Hot Money Ratio | 16.97% | |||
| Liquidity Ratio | 9.50% | |||
| Profitability |
Farmers State Bank
Waterloo, IA |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 11.34M | |||
| Net Interest Spread | 2.39% | |||
| Operating Profit to Average Assets | 0.97% | |||
| Overhead Efficiency Ratio | 59.64% | |||
| Return on Assets | 0.94% | |||
| Return on Equity | 10.25% | |||