| Weiss Ratings |
Farmers Trust and Savings Bank
Spencer, IA |
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| Rating | ||||
| Asset Quality Index | 4.50 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Farmers Trust and Savings Bank
Spencer, IA |
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| FDIC Number | 12858 | |||
| Phone Number | (712) 262-3340 | |||
| Website | www.farmerstrust.bank | |||
| Asset Quality |
Farmers Trust and Savings Bank
Spencer, IA |
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| 1-Year Asset Growth | 1.30% | |||
| 5-Year Asset Growth | 4.70% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.10% | |||
| Non-Performing Loans to Capital | 10.01% | |||
| Non-Performing Loans to Loans | 1.39% | |||
| Balance Sheet |
Farmers Trust and Savings Bank
Spencer, IA |
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| Total Assets | 630.36M | |||
| Total Deposits | 569.25M | |||
| Capital and Reserves |
Farmers Trust and Savings Bank
Spencer, IA |
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| Capital | 55.34M | |||
| Leverage Ratio | 9.32 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 12.23 | |||
| Liquidity |
Farmers Trust and Savings Bank
Spencer, IA |
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| Hot Money Ratio | 15.31% | |||
| Liquidity Ratio | 19.65% | |||
| Profitability |
Farmers Trust and Savings Bank
Spencer, IA |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 6.53M | |||
| Net Interest Spread | 2.59% | |||
| Operating Profit to Average Assets | 1.09% | |||
| Overhead Efficiency Ratio | 59.13% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 12.54% | |||