| Weiss Ratings |
Farmers Trust and Savings Bank
Spencer, IA |
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| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 7.40 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 3.70 | |||
| Company Info |
Farmers Trust and Savings Bank
Spencer, IA |
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| FDIC Number | 12858 | |||
| Phone Number | (712) 262-3340 | |||
| Website | www.farmerstrust.bank | |||
| Asset Quality |
Farmers Trust and Savings Bank
Spencer, IA |
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| 1-Year Asset Growth | -1.11% | |||
| 5-Year Asset Growth | 7.41% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 7.76% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Farmers Trust and Savings Bank
Spencer, IA |
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| Total Assets | 601.56M | |||
| Total Deposits | 520.71M | |||
| Capital and Reserves |
Farmers Trust and Savings Bank
Spencer, IA |
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| Capital | 52.01M | |||
| Leverage Ratio | 9.29 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 12.04 | |||
| Liquidity |
Farmers Trust and Savings Bank
Spencer, IA |
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| Hot Money Ratio | 18.26% | |||
| Liquidity Ratio | 9.61% | |||
| Profitability |
Farmers Trust and Savings Bank
Spencer, IA |
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| 5-Year Return on Average Assets | 1.11% | |||
| Net Income | 3.00M | |||
| Net Interest Spread | 2.52% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 61.48% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 11.96% | |||