C
FNBC Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNBC Bank
Ash Flat, AR
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Rating C
Asset Quality Index 5.10
Capitalization Index 7.50
Liquidity Index 2.60
Profitability Index 5.40
Stability Index 5.90
Company Info FNBC Bank
Ash Flat, AR
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FDIC Number 1294
Phone Number (870) 994-2311
Website fnbc.us
Asset Quality FNBC Bank
Ash Flat, AR
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1-Year Asset Growth 5.20%
5-Year Asset Growth 10.41%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 8.49%
Non-Performing Loans to Loans 1.32%
Balance Sheet FNBC Bank
Ash Flat, AR
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Total Assets 832.99M
Total Deposits 708.99M
Capital and Reserves FNBC Bank
Ash Flat, AR
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Capital 62.19M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio 13.06
Liquidity FNBC Bank
Ash Flat, AR
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Hot Money Ratio 23.80%
Liquidity Ratio 16.79%
Profitability FNBC Bank
Ash Flat, AR
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5-Year Return on Average Assets 1.08%
Net Income 8.38M
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 67.97%
Return on Assets 1.34%
Return on Equity 20.05%