C
FNBC Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNBC Bank
Ash Flat, AR
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.20
Liquidity Index 2.70
Profitability Index 5.40
Stability Index 5.50
Company Info FNBC Bank
Ash Flat, AR
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FDIC Number 1294
Phone Number (870) 994-2311
Website fnbc.us
Asset Quality FNBC Bank
Ash Flat, AR
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1-Year Asset Growth 5.89%
5-Year Asset Growth 9.51%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.46%
Non-Performing Loans to Capital 4.22%
Non-Performing Loans to Loans 0.63%
Balance Sheet FNBC Bank
Ash Flat, AR
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Total Assets 852.53M
Total Deposits 700.91M
Capital and Reserves FNBC Bank
Ash Flat, AR
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Capital 63.52M
Leverage Ratio 9.14
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio 12.77
Liquidity FNBC Bank
Ash Flat, AR
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Hot Money Ratio 21.78%
Liquidity Ratio 16.26%
Profitability FNBC Bank
Ash Flat, AR
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5-Year Return on Average Assets 1.08%
Net Income 11.13M
Net Interest Spread 4.24%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 67.36%
Return on Assets 1.32%
Return on Equity 19.34%