C
FNBC Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings FNBC Bank
Ash Flat, AR
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Rating C
Asset Quality Index 5.50
Capitalization Index 8.00
Liquidity Index 2.50
Profitability Index 6.00
Stability Index 6.40
Company Info FNBC Bank
Ash Flat, AR
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FDIC Number 1294
Phone Number (870) 994-2311
Website fnbc.us
Asset Quality FNBC Bank
Ash Flat, AR
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1-Year Asset Growth 3.71%
5-Year Asset Growth 9.51%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 5.24%
Non-Performing Loans to Loans 0.83%
Balance Sheet FNBC Bank
Ash Flat, AR
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Total Assets 843.32M
Total Deposits 704.13M
Capital and Reserves FNBC Bank
Ash Flat, AR
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Capital 68.65M
Leverage Ratio 9.68
Loan Loss Reserves to Loans 1.92%
Risk-Based Capital Ratio 13.70
Liquidity FNBC Bank
Ash Flat, AR
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Hot Money Ratio 19.20%
Liquidity Ratio 14.12%
Profitability FNBC Bank
Ash Flat, AR
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5-Year Return on Average Assets 1.09%
Net Income 6.77M
Net Interest Spread 4.34%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 62.52%
Return on Assets 1.57%
Return on Equity 20.82%