B
Orange Bank & Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Orange Bank & Trust Company
Middletown, NY
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Rating B
Asset Quality Index 6.10
Capitalization Index 9.10
Liquidity Index 2.50
Profitability Index 6.10
Stability Index 5.70
Company Info Orange Bank & Trust Company
Middletown, NY
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FDIC Number 12944
Phone Number (845) 341-5050
Website www.orangebanktrust.com
Asset Quality Orange Bank & Trust Company
Middletown, NY
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1-Year Asset Growth 4.42%
5-Year Asset Growth 21.03%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 0.88%
Balance Sheet Orange Bank & Trust Company
Middletown, NY
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Total Assets 2.55B
Total Deposits 2.29B
Capital and Reserves Orange Bank & Trust Company
Middletown, NY
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Capital 209.78M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 15.42
Liquidity Orange Bank & Trust Company
Middletown, NY
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Hot Money Ratio 1.16%
Liquidity Ratio 12.27%
Profitability Orange Bank & Trust Company
Middletown, NY
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5-Year Return on Average Assets 1.07%
Net Income 8.80M
Net Interest Spread 3.84%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 55.88%
Return on Assets 1.36%
Return on Equity 17.40%