B
Orange Bank & Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Orange Bank & Trust Company
Middletown, NY
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Rating B
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 2.20
Profitability Index 7.90
Stability Index 8.20
Company Info Orange Bank & Trust Company
Middletown, NY
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FDIC Number 12944
Phone Number (845) 341-5050
Website www.orangebanktrust.com
Asset Quality Orange Bank & Trust Company
Middletown, NY
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1-Year Asset Growth 5.74%
5-Year Asset Growth 12.06%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.22%
Non-Performing Loans to Capital 7.83%
Non-Performing Loans to Loans 1.69%
Balance Sheet Orange Bank & Trust Company
Middletown, NY
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Total Assets 2.70B
Total Deposits 2.36B
Capital and Reserves Orange Bank & Trust Company
Middletown, NY
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Capital 298.18M
Leverage Ratio 12.80
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 18.91
Liquidity Orange Bank & Trust Company
Middletown, NY
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Hot Money Ratio 1.01%
Liquidity Ratio 14.72%
Profitability Orange Bank & Trust Company
Middletown, NY
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5-Year Return on Average Assets 1.24%
Net Income 11.66M
Net Interest Spread 4.35%
Operating Profit to Average Assets 2.21%
Overhead Efficiency Ratio 52.50%
Return on Assets 1.71%
Return on Equity 15.81%