B
Orange Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Orange Bank & Trust Company
Middletown, NY
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Rating B
Asset Quality Index 5.40
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 7.90
Stability Index 8.20
Company Info Orange Bank & Trust Company
Middletown, NY
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FDIC Number 12944
Phone Number (845) 341-5104
Website www.orangebanktrust.com
Asset Quality Orange Bank & Trust Company
Middletown, NY
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1-Year Asset Growth 7.51%
5-Year Asset Growth 12.06%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.92%
Non-Performing Loans to Capital 6.61%
Non-Performing Loans to Loans 1.30%
Balance Sheet Orange Bank & Trust Company
Middletown, NY
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Total Assets 2.79B
Total Deposits 2.45B
Capital and Reserves Orange Bank & Trust Company
Middletown, NY
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Capital 311.06M
Leverage Ratio 13.15
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 19.20
Liquidity Orange Bank & Trust Company
Middletown, NY
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Hot Money Ratio 0.99%
Liquidity Ratio 15.38%
Profitability Orange Bank & Trust Company
Middletown, NY
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5-Year Return on Average Assets 1.24%
Net Income 25.57M
Net Interest Spread 4.38%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 54.58%
Return on Assets 1.87%
Return on Equity 17.06%